Financial Advantages Meant for Peace of Mind

Find the plan meant for your budget and your well-being. Ask about our lifetime commitment to provide health care whenever you need it, even if you lose your income and assets. Few communities can make a promise this strong. And it's reinforced by St.Joseph's Hospital/BayCare Health system with a reputation for exceptional care. (Please note that medical and financial criteria may determine your eligibility for a given program.)

Our Extensive Benefit Plan asks for a larger Entrance Fee up front, but gives you a 20% discount on any future Assisted Living and a 15% discount on Med Center costs, with guaranteed placement.

If you choose one of our Fee-for-Service Plans with Entrance Fee, you pay a lower Entrance Fee than the Extensive Benefit Plan, but the same monthly service fee. Here, too, your placement for future healthcare needs is guaranteed at Fee-for-Service published rates at time of need or placement.

How it works

Just like with the leasing program, you pay a monthly fee for your residence.  However, this fee is discounted vs. leasing.  Based on the size of the residence you choose, you pay a program fee to be a member of the Enhanced Benefit (Lifecare) program.  There are several payment/investment options available for the enhanced benefit plan.  A larger upfront investment guarantees a larger refund of the investment to the resident or remaining estate when they leave us.

Example only (prices subject to change):




Plus Monthly Fee*

Apt Size



Monthly Service Fee/(Rent)

1 Bedroom Unit




 *If you choose to rent/lease only, your monthly fee would be $2,100 with no discounts on or guarantee for future placement or care in assisted living or long-term care.

Standard Refund Option:

You'll get a refund equal to the amount of the Standard Plan Entrance Fee, less two percent (2%) for each month of residence for up to 48 months, and less a four percent (4%) administrative charge.  So in other words, if you live here for 4 years the Standard Refund is depleted and should you choose to leave John Knox no refund would be available to you or your estate.  You would still, of course,  be a member of the Extensive Benefit Plan and enjoy the security of future care and would not require an additional investment. 
* You do receive discounts on future care-see below

50% Refund Option:

Regardless of how long you stay at John Knox, you or your estate would be guaranteed a 50% refund of the initial investment.  So in the example above, you would receive no less than $53,500.  The remaining 50% is prorated over the initial 23 month period and includes a 4% administrative fee.  You will receive discounts on future care as well as guaranteed placement.

We also feature a Lease Agreement: You pay a slightly higher monthly service fee while in Independent Living. If you need healthcare services and there is available placement, you pay the published rates.

Lease Conversion: A Knox Exclusive, Meant for Maximum Flexibility.

These options are hard to match at any CCRC, anywhere. We offer several plans that protect your interests:

Want to try us out?

Are you having difficulty selling your home, but could afford the expenses of maintaining your home while moving to John Knox and taking on the Monthly Service Fee? Or are you considering moving to John Knox but are having difficulty making the commitment to a Life Care/Entrance Fee contract?

Choose our basic lease agreement, with the same deposits required and move in and try us out! Then, when you realize this is where you were meant to be, you may reapply for one of the life care plans.

Pre-qualification of certain criteria applies.

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Employees of Baycare receive a discount.

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